Required Documents

  • Last two (2) years of W-2's
  • Last two (2) years of personal tax returns (1040's) all pages and all schdules
  • Last Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements
  • Two most recent monthly statements of 401K, IRA, or Mutual Fund Accounts or Last quarterly statement
  • Photocopies of your Driver Licenses  
  • Copy of the purchase and sale agreement (if applicable)
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • Current home insurance policy AND Property Tax Bill for ALL properties owned
  • A letter of explanation for any known credit problems

    If self-employed through a corporation, last two years corporate or partnership returns (1020's or 1065's) as well as a year-to-date (YTD) profit and loss statement and balance sheet

  • Mortgage statement(s) for ALL properties owned

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.